Payment Processing. Improved.
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Introducing 0% Credit Card Processing
When we say zero fees, we mean it.
When we say zero fees, we mean it.
We Save Our Merchants Hundreds of Thousands of Dollars Each Month
With 0% Credit Card Processing
With 0% Credit Card Processing
Tired of Switching Credit Card Processing Companies?
With Peak Utility Brokers' processing solutions, you'll never have to think about shopping for the best rate again. Why? Because zero fees will always win. With Peak Utility Brokers, most of the processing fees are passed to the customer, leaving zero cost to the merchant in many cases, plus there are no limits on integrating services. We stand out from other credit card processing companies because of our myriad features, including outstanding customer service, done in-house. We offer all forms of merchant services that are sure to fit your needs, whether you do business in a corner store or in a corner office. Call us today, and find out how much you could be saving.
Frequently Asked Questions
What is 0% payment processing?
Zero percent payment processing is an alternative way to help merchants save on processing fees by automatically passing them on to customers. Merchants create loyalty within customers by offering them a discount for paying with Cash or in store gift cards.
What kind of businesses can use 0% payment processing?
Any business that accepts credit cards can benefit from 0% payment processing. We have seen success within businesses such as retail, restaurants, online e-Commerce, professional offices like doctors and lawyers, and service industries like HVAC and Plumbing. It is beneficial for companies that have a large volume of transactions and have been established for a few years to increase savings.
what do i need to get started?
Call us today to learn about savings and speak to a representative about the right payment processing solutions for your business. We’ll send you everything you need to get started and ensure that you have the proper knowledge on 0% payment processing.
I like the idea of 0% Payment processing. What do I do now?
We make 0% payment processing easy! Just scroll to the bottom of the page and fill out a simple form or call us today. We understand that most of your time is put into running your business, so we make the sign up process quick. Business and Personal information is confidential and secure. Have peace of mind and save today!
What if i don't like the cash discount program
We have a 100% satisfaction guarantee. If you want to stop the Cash Discount Program, we will immediately change you back to traditional interchange pricing.
What are my customers going to say
Our merchants enjoy Peak Utility's 0% payment processing program and there has been nearly no negative impact from their customers. There are a lot of fees when it comes to payment processing, so customers understand or will pay with cash.
who else is using the cash discount program
Thousands of merchants are taking advantage of this new alternative way to save on payment processing, and more are signing up on a daily basis. Gas stations have been using this program for over 15 years. In addition, many government entities like the DMV and registration offices use this program and now federal regulations allow merchants to reduce processing fees.
How hard is it to set up 0% payment processing
0% Payment processing is so easy to set-up and manage. One of our representatives will be with you throughout the entire process and take the time to educate our customers to ensure you understand every step of the process. 95% of merchant service companies outsource their customer service overseas. Our customer service is all in the U.S. With our customer service, you will reach someone immediately, will not have a long wait time, and will have your issues resolved in a timely manner.
Is it legal to offer a cash discount
The Durbin Amendment §124.STAT.2073, 9b2 states that businesses are permitted to offer a discount to customers as an incentive to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.
what will my receipts look like
On your receipts there will be an additional line item at the bottom showing the customer paying the payment processing fee. Other than that, the receipt is exactly the same.
is this the same as a surcharge?
We provide you with the proper technology that allows you to offer discounts to customers who chose to pay using cash or check.
The Trust Factor.
We get it. Many business owners have had a bad experience, and are hesitant to jump into a Credit Card Processing partnership. Our goal is to relieve your anxiety, by being a friend to your business. At Peak Utility Brokers, we value the ongoing relationship with our clients. We will take the time to educate you about common merchant service traps, hidden fees, and loopholes. Whether you do business with us or not, we want you to fully understand the process. We can almost eliminate your credit card processing fees, by passing the cost to the customer. Call us today to find out how much we can save you.
We Offer a Wide Range of Customizable Solutions
to Cover all of Your Payment Processing.
Terminals & Equipment - With Priority's comprehensive and competitively-priced EMV Ready POS terminal options you have the ability to accept virtually every payment option with multi-layered security features and reliability.
Clover - POS Payment Solutions. Clover replaces your cash register, payment terminal, receipt printer, and barcode scanner with an integrated suite of products.
Apple Pay Solutions - NFC / Contactless payment terminal solutions provide you with the fastest (wallet-less) way to pay via iPhone, Apple Watch or other smartphone/mobile devices.
ACH.com - ACH Transactions. Electronically collect payments from your customers for either single-entry or recurring payments by directly debiting your customers' checking or saving accounts.
E | TAB - Restaurant Mobile Ordering. Placing and fulfilling web and mobile orders is a breeze! Now your customers' can browse menus, make selections and pay for their orders through a brand-specific interface, accessible from anywhere!
Sezzle - Buy Now, Pay Later for E-commerce. Increase your online sales by 20%. Sezzle is a buy now, pay later e-commerce financing option that allows customers to split their entire order into 4 interest-free payments over 6 weeks at checkout. No fees if you pay on time with zero impact to your credit.
MX™ QuickBooks Sync allows you to synchronize financial data from the MX™ Merchant payment platform to Intuit’s QuickBooks Online tool. MX™ QuickBooks Sync automatically updates daily transaction data to QuickBooks Online – including all transactions, customer information, invoices, and more!
MX Merchant - Core Processing & Payments. A single source, custom built payments ecosystem that not only processes payments but also delivers intuitive tools to help with billing and collections, sales tracking, customer engagement and retention - everything you need to run a successful business the way you choose!
MX Invoice - Invoicing & Recurring Payments. Simplify your billing process and get paid faster. MX™ Merchant + Invoice makes invoicing easy, automatic and completely accurate.
MX Retail - Inventory & Stock Control. Customize inventory or stock with MX™ Merchant + MX™ Retail. Handle all back office management and inventory needs from on-boarding to tracking and simple to complex inventory.
MX Account Updater takes the tedious work out of updating your Customer's vaulted card information by automatically updating card data received by banks such as expired cards, lost or stolen, bank upgrades, etc. Activate the Account Updater App today and save time and keep payments flowing seamlessly and you'll quickly see a reduction in declines, cost to manually update card data and risks associated with staff handling sensitive card data.
MX Express - ISO + Android App. MX™ Merchant Express is a mobile product that suits your on-the-go needs with an easy-to-use iPhone and Android application for accepting card payments with optional gratuity.
MX Retail - iOS App. With MX™ Retail iOS you can manage product and variants, customers, collections, discounts, previous orders and settings, and scan items and receipts directly - all from the convenience of an iPad.
MX Insights - Consumer Engagement & Data Analytics. Navigate business with clear and accurate big data to deliver adaptive, customer focused campaigns that intelligently target your customer base and most importantly yield big results.
B2B Interchange Optimizer - Level II, III & Larger Ticket Payments. Seamlessly accept Level II, III and large ticket payments. Set-up user level permissions based on job function. Log-in, process your transaction, and move to the next customer.
MX Developer - API. Want to collect funds through your own branded platform? MX™ Merchant + Developer is here to host payments. Our customizable Payment Widget links directly to your merchant account and allows card payment without you having to handle any sensitive card data. Create one or more customized widgets and track payments.
ControlScan - PCI Compliance & Scanning. Enterprise-grade security tools and compliance that ensures your sensitive data is steps ahead of any cyber criminal.
Our System Processes All Forms of Electronic Payments: Credit, Debit, and ACH.
Credit Card Processing Solutions for Any Type of Business
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Reach Out Today. We Think You'll Be Pleasantly Surprised.
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